| Document Code | KH-T&C | Version | 1.0 |
| Effective Date | 01-05-2023 | Reviewed Date | 05-04-2026 |
These Terms and Conditions govern the relationship between Kings Holding and all Investors who enroll in any investment batch offered by Kings Holding. By enrolling and investing, each Investor confirms acceptance of all provisions set forth herein. Kings Holding reserves the right to amend these Terms subject to the authority vested in the Board of Directors and the Chairman.
1. ELIGIBILITY & ENROLLMENT
1.1.Eligibility to invest in Kings Holding is open to employees of any Kings Group entity as well as external (outside) personnel who meet the enrollment criteria.
1.2.All interested parties must complete a mandatory Pre-Registration before being considered for enrollment in any upcoming investment batch. Submission of the Pre-Registration does not guarantee enrollment; participation will only be confirmed after the application is reviewed and formally acknowledged by the administration. Final approval shall be subject to the outcome of the investment call and internal review process, which may take approximately two (2) to three (3) months.
1.3.An investor may request investment in any number of units; however, the final allotment of units shall be made solely at the discretion of the Kings Holding Board of Directors. Submission of a request does not guarantee allotment.
1.4.Investment units are officially issued and activated only upon receipt of the full corresponding investment amount by Kings Holding.
1.5.Each investment unit can be registered and allotted under the name of one (1) individual only.
2. JOINT / POOLED INVESTMENTS
2.1.Two or more individuals may pool funds to purchase an investment unit at a personal level. Notwithstanding this arrangement, Kings Holding shall recognise and deal exclusively with the registered individual (the person in whose name the unit is allotted).
2.2.All returns, disbursements, communications, and administrative matters shall be directed solely to the registered investor.
2.3.Any disputes, disagreements, or conflicts arising among co-investors regarding a shared investment unit are strictly a private matter between those parties. Kings Holding bears no responsibility, liability, or obligation in relation to such conflicts.
3. RETURNS ON INVESTMENT
3.1.Returns on investment shall be disbursed on a monthly basis, computed based on the actual returns generated by Kings Holding from its investment activities.
3.2.Monthly disbursements shall commence within six (6) months from the initiation date of the relevant investment batch.
3.3.The rate of return is variable and may differ across different investment batches or may vary over the duration of the same batch. The applicable return rate shall be determined at the discretion of the Kings Holding Chairman.
3.4.Investors may choose to receive returns either in-hand (cash) or via bank transfer. The preferred mode of payment must be communicated at the time of enrollment and updated promptly if changed.
4. LOCK-IN PERIOD & WITHDRAWAL
4.1.All investments shall be subject to a mandatory lock-in period of three (3) years, calculated from the official start date of the relevant investment batch. Prior to the batch commencement, a pooling period of approximately two (2) to three (3) months may apply for fund collection and allocation. The lock-in period shall begin only from the declared batch start date and will continue for three (3) years until the respective batch end date..
4.2.Early Withdrawal Penalty: An investor who withdraws their investment before the expiry of the lock-in period shall be subject to an early withdrawal charge of twenty percent (20%) of the total investment amount. This Charge shall be deducted from the refunded principal.
4.3.Upon the conclusion of the lock-in period, the full invested principal shall be refunded to the Investor within two (2) to three (3) months. Investors shall have the option and priority right to re-invest their principal in a subsequent investment batch, subject to the applicable terms and enrollment procedures.
4.4.In the event that Kings Holding forecloses a batch due to unavoidable circumstances or reasons attributable to Kings Holding, the Company undertakes full responsibility to refund the invested principal amount in full to all affected Investors.
5. INVESTOR CARD & PORTAL
5.1.Upon acceptance of an investment, Kings Holding shall issue an official Investor Card to the registered investor. This card constitutes valid proof of investment with Kings Holding. Investors holding multiple investment units shall receive a corresponding number of cards.
5.2.Card Safekeeping: Investors are responsible for maintaining the safety and security of their Investor Card. A replacement fee of QAR 500 (Five Hundred Qatari Riyals) shall be levied for any lost or damaged card requiring replacement.
5.3.Each Investor shall be assigned individual login credentials to access the Kings Holding Investor Portal. Through this portal, investors may view their investment details, unit allotments, and return disbursements.
5.4.Investors are required to promptly update their KYC details in the Kings Holding Portal in the event of any changes to their personal information, contact details, or nominated beneficiary, in order to ensure accurate record-keeping and uninterrupted communication.
5.5.Login credentials are strictly confidential and personal to the registered Investor. Investors are strongly advised not to share their credentials with any third party. Kings Holding shall not be held responsible for any losses arising from compromise of credentials by the Investor.
6. INVESTOR OBLIGATIONS
6.1.Investors are required to promptly notify Kings Holding of any changes to their personal information, contact details, or nominated beneficiary, to ensure accurate record-keeping and uninterrupted communication.
6.2.All Investors must adhere to the rules, regulations, and policies of Kings Holding at all times. Violation of any policy or engagement in conduct detrimental to Kings Holding may result in the ouster of the Investor, as determined by the Board of Directors. In such cases, all investment units assigned to the Investor shall be cancelled, and the early withdrawal penalty as specified in Clause 4.2 shall apply.
6.3.Investors are encouraged to contribute suggestions and inputs for the operational and financial improvement of Kings Holding. However, the implementation of any such suggestions shall remain at the sole discretion of the Board of Directors.
7. CURRENCY & FINANCIAL TRANSACTIONS
7.1.All financial transactions of Kings Holding — including investment receipts and return disbursements — shall be conducted exclusively in Qatari Riyal (QAR), which is the official reference currency of Kings Holding.
7.2.If the investment is made in Indian Rupees (INR), the minimum investment unit shall be INR 200,000 per unit. All dividends, returns, and related transactions shall be calculated and processed strictly in INR. Kings Holding shall not convert or change the currency of such investments under any circumstances..
8. GOVERNANCE & DECISION-MAKING
8.1.All decisions pertaining to the operations, policies, and financial matters of Kings Holding shall be made by the Board of Directors, which shall include investor representation.
8.2.Chairman's Veto Power: The Chairman of the Board of Directors holds Veto Power over any decision of Kings Holding, including but not limited to amendments to these Terms and Conditions, changes to return rates, and policy revisions. The Chairman's decision shall be final and binding in all such matters.
8.3.Amendments to these Terms and Conditions may be made by the Board of Directors subject to the Chairman's approval. Investors shall be notified of any material amendments in a timely manner.
9. CONTACT & QUERY RESOLUTION
9.1.For any queries, clarifications, or concerns related to investment allotment or returns, Investors may contact the Kings Holding office directly. All queries shall be addressed promptly by the Kings Holding team.
| Phone +974 3110 2399 |
Email info@kingsholdingco.com |